Many people describe their homeowners insurance claim experience as a full time job from all the paperwork to dealing with the Insurance Adjusters and follow up calls. You would think filing a claim should be simple enough but insurance is big business, and you the homeowner are not on a level playing field with a …
As of February of 2018 Citizens Insurance Company implemented a policy that will be able to force commercial and residential policyholders to limit their total payout to only $10,000 for all non-weather related water losses unless they use the Insurance Company’s pre-approved contractor. This figure is intentionally very low, as many claims involving water losses …
Does Your Homeowner Insurance Policy Limit Your Water Damage Claim To Only $10,000 Read More »
Has a Contractor or Roofer tried to handle or advise you on your Insurance Claim? If anyone has told you that it’s ok for a contractor to do this they are mistaken. The only people who can help adjust on your Insurance Claim is a Licensed Public Adjuster. As Public Adjusters we go through rigorous …
The illegal practice of insurance claim adjusting by contractors and roofers Read More »
The Florida Law Statute 627.70132 limits the amount of time to file or reopen a hurricane claim under a property insurance policy for loss or damage caused by a hurricane or windstorm to within three years after the damage was sustained. While this law technically gives property owners three years to file a claim, it …
The Statue Of Limitation For Your Hurricane Irma Insurance Claim Is Running out Read More »
Does Your Condo Association Have A Public Adjuster? Our team of Local Public Adjusters will work with property managers, management companies, and HOA boards to coordinate, manage and essentially become your sole point of contact for all parties involved in a condominium insurance claim. The importance of understanding the complexities and differences of the …
On October 10th, 2018, Hurricane Michael slammed into the Florida Panhandle, Panama City, and Mexico Beach. These areas were devastated by Hurricane Michael – the most powerful storm to hit the Florida Panhandle since 1950. Hurricane Michael affected 1.3 million homes. As a result of the storm’s Category 5 winds, residents suffered extensive wind and …
If your home was built prior to 1975, the chances are that your plumbing consists of Cast Iron Piping. Unfortunately these pipes are subject to corrosion and rust on the inside of the pipes. Have you had your Cast Iron Plumbing System inspected? In Florida alone there are over two million homes that have Cast …
Your Cast Iron Pipes Could Be A Ticking Time Bomb In Your Home Read More »
The right to repair provisions are legal under Florida law. Insurance companies claim that the “right to repair” clause stops contractor abuses, while everyone else says it just enables insurance carriers to perform repairs cheaply and often results in substandard repair work. In early 2017 Citizens got approval from the OIR (Florida’s Office Of Insurance …
Do I need to use my insurance carriers preferred contractor? Read More »