It is hard to believe that we are soon approaching the Three-year mark for Hurricane Irma which made landfall in South Florida on September 10, 2017.
Florida Statute 627.70132, governs notice of Hurricane and Windstorm claims. It limits the length of time a policyholder has to file a windstorm claim or hurricane claim, and states:
Notice of windstorm or hurricane claim.—A claim, supplemental claim, or reopened claim under an insurance policy that provides property insurance, as defined in s. 624.604, for loss or damage caused by the peril of windstorm or hurricane is barred unless notice of the claim, supplemental claim, or reopened claim was given to the insurer in accordance with the terms of the policy within 3 years after the hurricane first made landfall or the windstorm caused the covered damage. Under this statute, notice of the claim, supplemental claim, or reopened claim must be given to the insurance company in accordance with the terms of the policy within three years after the hurricane first made landfall or the windstorm caused the covered damage. For Hurricane Irma, this means Florida policyholders must provide notice of their Hurricane Irma claim by September 10, 2020.
If your property sustained damages from Hurricane Irma or any hurricane or windstorm, it is best to provide notice as soon as possible.
Please note that the above statute is not to be confused with the Statute of Limitations. In Florida, the statute of limitations for breach of a property insurance contract is five years from the date of loss.
So many people have been devastated by Hurricane Irma Damages, with some even loosing most or all of their possessions. That is why Lincoln Miami Public Adjusters are here to help you. It is our job to give you the power to recover from this tragedy and to rebuild your home and life.
Many people think that the quickest way to get started on their allstate claim is with their insurance company, but actually hiring a Public Adjuster Florida team of experts can help speed things along as well statistically recover 747% more. Public Adjuster Miami can be a much faster and easier process.
Whether you have water damage, structural damage or interior damage, Miami Public Adjusters have the knowledge and experience to get you through this unfortunate event. Your insurance company may have already decided how much your damage is worth, but will negotiate on your behalf to make sure you get what you deserve saving you time and worry.