In general, adjusting on a theft and vandalism damage insurance claim is similar to that of other losses, however there are some unique aspects to this particular loss that needs special knowledge and attention.
The inherent nature of theft and vandalism claims are that they are crimes and come accompanied by official police reports that document every detail of the event. This report and statement will help your insurance carrier verify that what you have told them is valid and factual. It is imperative that when you give your police report it is given in as much detail as possible.
When giving a police report make sure it includes all your possessions that were ruined or stolen and any damage you may have sustained. As you go through your home you may realize new items that are missing or were damaged, you can always contact the police and update your report.
Property crimes in Florida can happen at any given moment. They usually tend to occur at residences where it is either not occupied during the day, or while you are away on vacation. These are the times that criminals take advantage.
Be Aware Of Ghost Parties
More than a dozen teens were arrested at a mansion in Miami Florida after breaking in and throwing a party. The homeowners were away on vacation and came back to over a million dollars’ worth of damage to their home after the teen looted and wreaked havoc throughout the property. When leaving your home always make sure to lock your doors and windows. If you can leave some lights on too as it gives the illusion that someone is home.
How A Florida Public Adjuster Can Help You
Imagine coming home from an amazing vacation and finding you have nothing inside, or your home has been vandalized causing extensive damages. The fun moments you spent on your vacation just went out the door. You are at a loss of words. You may not know how to report everything that was stolen, or how to assess how much the damaged property is worth. A Public Adjuster here in Miami we have experience dealing with theft and vandalism claims.
Our main goal is to get you back to pre-loss condition and help you get your life and home back. With a public adjuster on your side you can be rest assured that your home is in the right capable hands and move on with your life as soon as possible. Remember DON’T SETTLE FOR LESS.