Public Adjusters For Plumbing Leaks
Plumbing Leak Public Adjusters
Picture this you have suddenly undergone a plumbing leak, and it may have damaged your property due to the resulting water leaving you thinking what to do next. If you file a claim and feel that your insurance company did not want to pay you for all your damages, hire a public adjuster near you today! We dedicate ourselves to acquiring the maximum recovery for your losses. Insurance companies will not want to pay you everything. A public adjuster for plumbing leaks knows what to do in these cases.
Even the smallest of leaks can cause mold which in turn can cause additional property damage. Hiring a professional to handle your property claim can make the difference between a small or sufficient settlement to repair your damage.
Water damage from plumbing leaks barely arent nessersarily a big event like a fire or hurricane, but the damages can and often are very significant. Lincoln Public Adjusters have been involved in many claims over the years where the entire inside of properties and homes had sustained damage due to water leakages.
In any water loss, the correct process is critical to successfully clean the area. Carpets must be lifted and replaced. In most water damage cases, it is a must to remove baseboards and make the necessary wall cuts to air out the inside of the walls. In a black (sewage) water loss, it will most likely come down to removing several feet of drywall as well as the insulation of said walls so that space is available to clean and sanitize.
Causes for Plumbing Leaks
Sustaining a leak of any kind can be baffling. You may wonder to yourself, how did it happen? What is the cause? There are many factors when trying to figure out why a leak may have happened. Some of the factors include, but are not limited to the following reasons:
- Pipes that are rusty.
- Water pressure that is uneven.
- Changes in temperature can cause cracks in your pipes.
- Roots of trees can break the pipes. Movement over time: The natural movement over a time frame of the property, which makes pipes move too
Will You Get Out of Hiring a Public Adjuster
A trend is arriving in most states with some insurance companies to underpay the evaluation of the damage. The way the policy language is written is that if a water loss is over fourteen days old, the loss might not be covered under the policy. Approving these forms will affect property owners who own other property or who travel and are not there to make routine house inspections. This is where we as public adjusters come in to handle all of these technical and complex situations and ensure you receive the full, correct, and adequate compensation for your claim.
Having a public adjuster help you through this current hassle in your life will be well worth it in the end. We deal with the problem, not you. Did you know that typically you can recover more compensation with a public adjuster mediating between you and the insurance company, then you would get simply by speaking with the insurance company yourself. Why? They know most policyholders do not know anything about their claim and policy, so they can say whatever and you will most likely believe it. Do not fall for this. We have a combined experience of many years and have successfully recovered Hundreds of thousands of dollars for claims of plumbing leaks that have led to property damage.
We recently had a clients decided to take a month traveling trip when they came back home after their trip to find that their internal pipes had burst causing their home to flood and suffer a lot of water damages. Their insurance company tried denying their claim stating that the claim wa reported late and was breaching their contract. They ended up contacting a Florida public adjuster who was able to overturn the denial.
Does home insurance cover plumbing leaks?
How Can Plumbing Leaks Affect Your Home?
When there’s a history of water damage, the value of your home goes down because even though you fixed the issue, there could still be lingering problems that may still be there. This can affect your bargaining position and may lower your selling price, if you decide to sell your home in the future.
Your health is one of the more serious consequences from plumbing leaks or water damage. It can cause molds and fungi to grow in your home. These organisms thrive off of water and humidity producing millions of spores that can linger in the air and become extremely dangerous to your health.
When Are Plumbing Leaks Not Covered?
Plumbing leaks or any damage that you filed a claim for, through your insurance company, will be inspected by their own claims adjuster. These adjusters will look:
- At where the damages on the pipes are
- They will determine if it’s from a new or an old pipe
- They will also determine if there were any signs of wear and tear or rust that may have caused the malfunction
- If its because the damage was due to old age deterioration
What Is Covered?
Any insurance company should cover any accidental water damage that may be from your plumbing system. Your policy should cover:
- Resident coverage: Any damage that were made to the foundation of your home or any pipes that were build in it, this is called dwelling coverage. The dwelling coverage may cover appliances that were built in to your home such as a water heater or the like.
- Property coverage: personal items that have been destroyed because of plumbing leaks or malfunctions.
- Added living expenses coverage: insurance companies will most likely reimburse you if you have stayed in a hotel, traveled out and if you bought food within the time you were trying to get your home fixed from the damages.
What Will You Get Out of It?
Having a public adjuster help you through this current hassle in your life will be well worth it in the end. With us, it wouldn’t be a “hassle”. We deal with the problem, not you. Did you know that you will get more compensation with a public adjuster mediating between you and the insurance companies, then you would get just by simply speak with the insurance company yourself? Why? Because we know how to maneuver insurance companies and we know what they will say next. They know most policy holders do not know anything about their claim and policy, so they can say whatever and you will most likely believe it. Do not fall for this. We have a combined experience of many years and have successfully recovered claims of plumbing leaks that have led to property damage. Get in touch with us now.