Q. Does homeowners insurance cover hardwood floor damage.
A. Yes, but it really depends on multiple aspects in your claim. In Florida there is a continuous clause in insurance policy’s meaning that if you have continuous fooling throughout your house the insurance company will cover the whole hardwood floor damage as well as replace the hardwood fooling throughout the house. We offer a free Homeowners Insurance Policy review just email us a copy of your policy and we will look it over and educate you on what is and isn’t included in your policy.